Mortgage Center

Berkshire Bank Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Originator is always just a call or email away!

Rate Watch

Sign up for Rate Watch to keep an eye on rates via e-mail.

Loan Status

Updated information about your loan is available for you anytime 24 hours a day!

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Today's Featured Rates

Loans under $417,000
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.984%  1.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.775%  1.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.441%  1.000%
Adjustable Rate Mortgages
3/1 Adjustable Rate
 Rate  APR  Points
 3.125%  3.227%  1.000%
5/1 Adjustable Rate
 Rate  APR  Points
 3.250%  3.271%  1.000%
FHA
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.613%  1.000%
Home Equity Line of Credit
MA Home Equity Line of Credit
 Rate  APR  Points
 4.000%  4.000%  0.000%

Assumptions

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